Budget your money ahead!
Entering university is an exciting and life changing journey. You have to make decisions for yourself and manage your own finances. To avoid money worries during your university study, it is important for you to create a budget.
It is easy to create a budget, just with 4 simple steps:
- Estimate your expenses (e.g. tuition fee, academic expenses, transportation, recreation)
- Calculate your income and resources (e.g. savings, part-time job, Government Grant & Loan)
- Track your status – record your income and spending
- Review your budget – adjust as needed!
Having financial troubles? Don’t know what to do with your money? Want to know more about budgeting? Consult our staff!
To make an appointment for budget planning with our staff, please fill in the online form via https://eduhk.au1.qualtrics.com/jfe/form/SV_cMuJrqPcEiq4whn
Useful Tips and Resources*
Estimation on your potential expenses 費用估算
Balance your budget 收支平衡
- 5招教你避免入不敷支
Five tips to avoid living beyond your means - 零用錢：想點使就點使？
Spending as you wish? - 我的第一張信用卡
My first credit card
Tools to plan your budget 活用工具進行預算計劃
The Chin Family offers a suite of free interactive tools to help you better plan and manage your personal finances anytime, anywhere.
You may view and download the tools at https://www.ifec.org.hk/web/tc/tools/calculators/index.page.
* Source: Investor and Financial Education Council (IFEC)